⚠️ This is an advertisement for insurance.  Not connected with or endorsed by the U.S. Government or the federal Medicare program.
Trusted Edge Marketing | A Non-Government Entity | Mon–Fri 9AM–6PM EST DNC Policy · CCPA · Opt Out · Terms · Privacy

Terms of Use

Last Updated: January 2025

1. Acceptance of Terms

By accessing and using this website (trustededgemarketing.com), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. Trusted Edge Marketing ("we," "us," or "Company") reserves the right to update these terms at any time without notice. Your continued use of the website following the posting of revised terms means that you accept and agree to the changes.

2. Eligibility

To use this website and submit information, you must be at least 18 years old and a legal resident of the United States. You represent and warrant that all information you provide is accurate, complete, and current. You are responsible for maintaining the confidentiality of any account information and password you create.

3. Non-Government Affiliation

IMPORTANT DISCLAIMER: Trusted Edge Marketing is NOT connected with, endorsed by, or affiliated with the U.S. government or the federal Medicare program. This website is a marketing platform operated by a Third-Party Marketing Organization (TPMO) representing multiple Medicare Advantage and Part D plan carriers. We are not a government agency and do not provide official Medicare services.

4. Services Offered

Trusted Edge Marketing provides information comparing Medicare Advantage (Part C) and Part D prescription drug plans available in your area. We do not offer every plan available. To view all available options, visit Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Program (SHIP).

Our licensed insurance agents may assist you in understanding plan differences, but any plan enrollment must be completed directly through the carrier or with an authorized enrollment partner. We do not guarantee plan approval or enrollment.

5. No Medical or Legal Advice

The information provided on this website is for informational purposes only and does not constitute medical, legal, or financial advice. Plan comparisons and agent discussions are educational in nature. You should consult with a healthcare provider, attorney, or financial advisor regarding your individual circumstances. We do not diagnose, treat, or provide medical recommendations.

6. Accuracy of Information

While we strive to provide accurate and current information, we make no representations or warranties regarding the completeness, accuracy, or currency of information on this website. Medicare plans, premiums, benefits, and coverage rules change annually (typically January 1). The information on this site may not reflect the most current updates. Always verify plan details directly with the carrier or on Medicare.gov before making enrollment decisions.

7. User-Provided Information

By submitting information through this website, you authorize us to:

  • Contact you regarding Medicare plans and insurance products via phone, email, or text message
  • Share your information with insurance carriers and licensed agents to provide quotes and enrollment assistance
  • Use your information in accordance with our Privacy Policy and applicable laws

You acknowledge that you may receive marketing calls and texts. You may revoke consent at any time by completing our opt-out form or calling us directly.

8. Telemarketing Compliance (TCPA)

We comply with the Telephone Consumer Protection Act (TCPA) and FCC regulations. You acknowledge that:

  • Consent is not required to receive a quote or plan information
  • By providing your phone number, you consent to receive calls and texts from Trusted Edge Marketing and its carrier partners
  • Standard SMS/MMS and data messaging rates may apply
  • You may text STOP to opt out of SMS messages, or visit our Opt Out page
  • To request removal from our call list, complete our DNC (Do Not Call) form
  • We respect all opt-out requests and will honor them within 30 days

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TRUSTED EDGE MARKETING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Your sole and exclusive remedy for dissatisfaction is to stop using the website.

10. Disclaimer of Warranties

THIS WEBSITE AND ALL INFORMATION AND MATERIALS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. TRUSTED EDGE MARKETING DOES NOT WARRANT THAT THE WEBSITE WILL BE ERROR-FREE, UNINTERRUPTED, OR SECURE.

11. Third-Party Links and Content

This website contains links to third-party websites, including Medicare.gov, insurance carrier sites, and SHIP program websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is governed by their terms and privacy policies. We recommend reviewing those policies before providing information.

12. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Trusted Edge Marketing or its content suppliers and is protected by U.S. and international copyright law. You may not reproduce, republish, upload, post, transmit, or distribute this content without our written permission.

13. Prohibited Use

You agree not to:

  • Use this website for unlawful purposes or in violation of any applicable law
  • Upload, transmit, or distribute viruses, malware, or any code of a destructive nature
  • Attempt to gain unauthorized access to our systems or networks
  • Harass, threaten, or abuse our staff or other users
  • Impersonate another person or entity
  • Scrape, crawl, or systematically extract data from this website
  • Post false, misleading, or defamatory information

14. Compensation & Conflicts of Interest

Trusted Edge Marketing and its agents receive compensation from insurance carriers for sales and enrollments. This creates an incentive to recommend certain plans. We disclose all carrier relationships in accordance with CMS (Centers for Medicare & Medicaid Services) regulations. For more information about plan carriers and our business relationships, contact us at hello@trustededgemarketing.com.

15. CMS Marketing Compliance

Trusted Edge Marketing operates as a Third-Party Marketing Organization (TPMO) registered with CMS and complies with all Medicare marketing guidelines. We do not:

  • Make unsolicited in-person contacts (except as permitted by law)
  • Target beneficiaries in emergency rooms or hospitals
  • Provide gifts or inducements to enroll
  • Make misleading or fraudulent claims about plan benefits
  • Discourage enrollment in Original Medicare or other plan types

16. Enrollment Disclaimer

Enrollment in a Medicare Advantage or Part D plan is limited to specific times of the year unless you qualify for a Special Enrollment Period (SEP). Plan enrollment depends on the carrier's contract renewal with CMS. We cannot guarantee enrollment approval. Benefits, premiums, deductibles, copays, and coinsurance may change January 1 of each year.

17. Privacy & Data Security

Your privacy is important to us. Information you provide is protected and handled in accordance with our Privacy Policy, applicable state and federal law, and CMS requirements. We use industry-standard security measures to protect your personal information, but we cannot guarantee absolute security. Never share sensitive information like Social Security numbers via unsecured email.

18. Accessibility

We are committed to making this website accessible to individuals with disabilities in compliance with the Americans with Disabilities Act (ADA) and Section 508 of the Rehabilitation Act. If you experience accessibility issues, please contact us at hello@trustededgemarketing.com, and we will make reasonable accommodations.

19. Termination of Access

We reserve the right to deny access to this website or terminate your use of our services for any reason, including violation of these terms, fraudulent activity, or CMS violations.

20. Governing Law & Dispute Resolution

These Terms of Use are governed by and construed in accordance with the laws of the United States and the state in which Trusted Edge Marketing is located, without regard to its conflict of law principles. Any legal action or proceeding related to your use of this website shall be brought exclusively in the state or federal courts located in that state, and you hereby consent to the personal jurisdiction and venue of such courts.

BEFORE PURSUING ANY LEGAL ACTION, YOU AND TRUSTED EDGE MARKETING AGREE TO ATTEMPT RESOLUTION THROUGH INFORMAL NEGOTIATION AND GOOD FAITH DISCUSSION.

21. Complaints & Grievances

To file a complaint regarding our services or a specific plan:

  • Against Us: Email hello@trustededgemarketing.com or call 1-800-MEDICARE
  • Against a Medicare Plan: Call the plan directly or call 1-800-MEDICARE to file with CMS
  • Against a Broker/Agent: Contact your state's insurance commissioner

22. Amendments

Trusted Edge Marketing reserves the right to amend these Terms of Use at any time. Changes become effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the revised terms.

23. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

24. Contact Information

For questions about these Terms of Use, please contact:

Trusted Edge Marketing
Email: hello@trustededgemarketing.com
Website: www.trustededgemarketing.com
Hours: Monday–Friday, 9AM–6PM EST

Last Updated: January 2025. These terms supersede all previous versions.

Common Medicare Questions, Answered

Not sure where to start? These answers cover the most common questions we hear from Medicare beneficiaries.

Medicare Advantage (also known as Part C) is an alternative way to receive your Medicare benefits through a private insurer approved by Medicare. These plans must cover everything Original Medicare covers, and many include additional benefits like prescription drugs, dental, vision, and hearing — benefits Original Medicare does not cover. Plans vary by carrier, location, and year.

You can typically enroll during the Annual Enrollment Period (AEP), which runs October 15 – December 7 each year. You may also enroll during your Initial Enrollment Period (IEP) when you first become eligible for Medicare (around your 65th birthday). Special Enrollment Periods (SEPs) may apply if you experience a qualifying life event. Contact a licensed agent to determine your eligibility.

No. Our plan comparison and consultation services are provided at no cost to you. Our licensed agents are compensated by the insurance carriers — you never pay us directly. Your consent is also not required to receive quotes. You can email us at hello@trustededgemarketing.com without providing any personal information.

No. Trusted Edge Marketing is a privatez We are not connected with, endorsed by, or affiliated with the U.S. government or the federal Medicare program. We are a Third-Party Marketing Organization (TPMO) representing multiple carriers and plan types in many service areas.

We do not offer every plan available in your area. We currently represent a number of organizations offering products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Program (SHIP) to get information on all of your options.

A "$0 premium" plan means you pay no monthly premium for that Medicare Advantage plan. You still pay your Medicare Part B premium to the government. However, deductibles, co-pays, and coinsurance may still apply. Not all plans have $0 premiums and availability varies by area. Benefits, premiums, and cost-sharing are subject to change annually on January 1.

You can revoke your marketing consent at any time. To opt out of calls and texts, complete the opt-out form on our website. To be added to our Do Not Call list, visit our DNC Policy page. We honor all opt-out requests promptly in accordance with applicable federal and state law.

A Third-Party Marketing Organization (TPMO) is a company, like Trusted Edge Marketing, that markets and/or sells Medicare Advantage and Part D plans on behalf of one or more carriers. CMS regulations require TPMOs to clearly disclose their relationships with carriers, the plans they represent, and that they are not directly affiliated with Medicare. We follow all CMS Medicare Marketing Guidelines.